How to Calculate MPESA Charges 2022

MPESA Charges are extra fees added to your original transaction amount. Charges greatly depend on the following:

  • The amount you want to send.
  • The amount you want to withdraw from an agent.
  • Who you are sending money(charges here vary based on whether the person is an MPESA user or not)

 

Do you worry about extra charges? WORRY NO MORE, Safaricom has released a product online that can help you with calculating your charges.

MPESA Charges 2022 Calculator

Mostly, what you may find online are tables and charts of the fees, as in this page. However, in cases where fees have changed or you can not find the appropriate amount for the transaction you wish to make, then the 2022 Calculator will come in handy.

Steps to using MPESA calculator

  1. Visit this cost calculator page: https://calculator.co.ke/safaricom-mpesa-cost-calculator
  2. You will find a box that asks you to enter M-PESA TRANSACTION AMOUNT, ENTER YOUR AMOUNT (MIN KSH1, MAX KSH150,000).
  3. Click the “Calculate” Button
  4. On clicking the button, the table in the page will be updated with the charges associated with all kinds of MPESA transactions.

PLEASE NOTE THAT THE CALCULATOR WAS LAST UPDATE: JULY 12TH, 2021

See also: MPESA portal | org.m-pesaforbusiness.co.ke

M-PESA Tariffs

Here is the table showing 2022 MPESA charges for different transactions.

MinimumMaximumSending To M-PESA UsersSending To Other Mobile Money UsersSending To Unregistered UsersWithdrawing from Agent
Ksh1Ksh49N/AN/AN/AN/A
Ksh50Ksh100N/AN/AN/AKsh10
Ksh101Ksh500Ksh6Ksh6Ksh45Ksh27
Ksh501Ksh1000Ksh12Ksh12Ksh49Ksh28
Ksh1,001Ksh1,500Ksh22Ksh22Ksh59Ksh28
Ksh1,501Ksh2,500Ksh32Ksh32Ksh74Ksh28
Ksh2,501Ksh3,500Ksh51Ksh51Ksh112Ksh50
Ksh3,501Ksh5,000Ksh55Ksh55Ksh135Ksh67
Ksh5,001Ksh7,500Ksh75Ksh75Ksh166Ksh84
Ksh7,501Ksh10,000Ksh87Ksh87Ksh205Ksh112
Ksh10,001Ksh15,000Ksh97Ksh97Ksh265Ksh162
Ksh15,001Ksh20,000Ksh102Ksh102Ksh288Ksh180
Ksh20,001Ksh35,000Ksh105Ksh105Ksh309Ksh191
Ksh35,001Ksh50,000Ksh105Ksh105N/AKsh270
Ksh50,001Ksh150,000Ksh105Ksh105N/AKsh300

Guess this information was helpful, please tell us in the comments section, for further enquiries also please contact Safaricom.

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